How does a person save money? It seems all I do is spend it. Between Christmas and going out for NYE etc I am skint, and I don't get paid for another fortnight!
I'm trying to spend as little as possible, I have avoided the sales, but I'm still watching my bank account details going down and down.
I can only keep going, trying every month to save a little bit more, and hopefully next year I won't feel so behind in my savings.
I want to be able to have 3 or 4 months worth of money saved for "just in case".
I already have a holiday fund started.
So its another account I need to set up for emergency.
Every little counts, and if I can even put in £50 a month minimum standing order, with any additional money left at end of month put into the acct I think it will soon build up.
How do you save?
Do you have any emergency fund?
Tuesday, 13 January 2015
Wednesday, 7 January 2015
OUCH
I have been hitting it hard at the gym. I have been four days out of the last five. I am sore.
My legs hurt in places I didn't even know there were muscles.
My shoulders hurt.
My tummy hurts.
And I am complaining a lot.
HOWEVER I will be there again tomoro.
And on Saturday I am doing 2 hours in a charity spinathon to raise money for Women's Aid.
My resolution is to work harder (and smarter) at the gym this year.
That and I want to get a 50,000 MEPs T shirt.
Are any of you using Myzone? Do you have a belt?
I love mine. It records my heart rate, tells me which zone I am in and gives me points as to how hard i worked out. It rewards effort and not fitness. Each person's belt is fitted to them, and to their fitness level.
I have 20,000 or so MEPs so far (I started in May 2014) and I want to have 50,000 by the end of the summer. I WANT MY T SHIRT.
Its one of those "I earned it" T shirts, like an Insanity T shirt. I can't buy one, I only get it if I earn it.
Well I will!
I hope.
What are you doing?
My legs hurt in places I didn't even know there were muscles.
My shoulders hurt.
My tummy hurts.
And I am complaining a lot.
HOWEVER I will be there again tomoro.
And on Saturday I am doing 2 hours in a charity spinathon to raise money for Women's Aid.
My resolution is to work harder (and smarter) at the gym this year.
That and I want to get a 50,000 MEPs T shirt.
Are any of you using Myzone? Do you have a belt?
I love mine. It records my heart rate, tells me which zone I am in and gives me points as to how hard i worked out. It rewards effort and not fitness. Each person's belt is fitted to them, and to their fitness level.
I have 20,000 or so MEPs so far (I started in May 2014) and I want to have 50,000 by the end of the summer. I WANT MY T SHIRT.
Its one of those "I earned it" T shirts, like an Insanity T shirt. I can't buy one, I only get it if I earn it.
Well I will!
I hope.
What are you doing?
Friday, 2 January 2015
Serendipity
I just had a luvly conversation with a gentleman in work, an ordinary conversation about his next appointment, and the conversation got round to other topics (as it sometimes does) and we started discussing reading and special needs children.
It seems he does some volunteer work in America with a young lad with special needs, and I have done some reading with children in the past too.
I was able to put him in touch with the organisation I went through before and hopefully they will be able to give him some more help and advice.
Ended the conversation with a big smile on my face.
Count your blessings, make the most of every opportunity and remember to smile
People can hear the smile in your voice when you talk to them on the phone.
You never know where a conversation can end up.
It seems he does some volunteer work in America with a young lad with special needs, and I have done some reading with children in the past too.
I was able to put him in touch with the organisation I went through before and hopefully they will be able to give him some more help and advice.
Ended the conversation with a big smile on my face.
Count your blessings, make the most of every opportunity and remember to smile
People can hear the smile in your voice when you talk to them on the phone.
You never know where a conversation can end up.
Thursday, 1 January 2015
Wednesday, 31 December 2014
Look back
I know everyone says that we shouldn't look back because the past is the past for a reason, but sometimes it is good to look back.
I think as women we focus so hard on where we want to go, and what we want to acheive that we sometimes forget to look back at what we have already done.
We think, I haven't lost that stone I wanted to loose, I still haven't got a boyfriend, my job sucks, my house could be nicer, I want better hair, etc etc etc
We forget to see that every single step we take along that road gets us further than we were before.
Yes I didn't lose all the weight I wanted to this year, in fact I only lost about 1/2 stone, but I did get fitter. I can lift more weight than I could at the start of the year and I can now do push ups and am getting much better at pull ups (assisted ones still at the minute, but I'm getting there!).
I have made some lovely new friends this year, and strengthened some relationships.I didn't fall out with anyone. So thats GREAT!
I passed my archery leaders course, and can now teach archery.
I think as women we focus so hard on where we want to go, and what we want to acheive that we sometimes forget to look back at what we have already done.
We think, I haven't lost that stone I wanted to loose, I still haven't got a boyfriend, my job sucks, my house could be nicer, I want better hair, etc etc etc
We forget to see that every single step we take along that road gets us further than we were before.
Yes I didn't lose all the weight I wanted to this year, in fact I only lost about 1/2 stone, but I did get fitter. I can lift more weight than I could at the start of the year and I can now do push ups and am getting much better at pull ups (assisted ones still at the minute, but I'm getting there!).
I have made some lovely new friends this year, and strengthened some relationships.I didn't fall out with anyone. So thats GREAT!
I learned new skills. I joined the Magnus Vikings, so I learnt how to row a viking longship, I am learning how to fight with a sword and sheild, I learnt some battle training, I learnt some self defense/fighting skills, I learnt how to make a sheild wall.
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| The Magnus Vikings out on Strangford Lough |
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| Archery! Look at me go!! |
I travelled a lot this past year too. I went to America, to Portugal, to Majorca, to Scotland.
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| DunCarron Village in Scotland |
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Portugal
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Chicago
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The Caves of Draque, Majorca
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Portugal
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| Majorca |
I celebrated my second wedding anniversary.
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| Cheers |
I watched my daughter grow up and secure herself a permanent job, and thrive at that job.
I completed my first 5k race, then learned that I shouldn't run as I have problems with my knees.
I completed the Color Run.
I went to Sunflowerfest (the best festival in Ireland).
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Facepainting at Sunflowerfest
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Lets play dress up
I spent a weekend a few weeks ago in Scotland, playing dress up with a whole bunch of other people who like to dress up, play with swords and shields and shoot with bows and arrows.
What do you do for fun?
And it was fun!!
Yes, there is an element of being embarrassed when the general public (the ones not in full kit) see you, but that gets old pretty quick.
The kids have so many questions, and its a blast to encourage them to think about the past, and why the world is the way it is now.
It was a Viking weekend and after passing my Archery leaders course last week I was finally teaching 'officially'. I have been taking "have a go" archery for a few months now, but its only this past week that I have qualified!
There was camping for those who wanted it (but not for me, I stayed in a friends house) and plenty of socialising.
What do you do for fun?
Friday, 14 November 2014
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