How does a person save money? It seems all I do is spend it. Between Christmas and going out for NYE etc I am skint, and I don't get paid for another fortnight!
I'm trying to spend as little as possible, I have avoided the sales, but I'm still watching my bank account details going down and down.
I can only keep going, trying every month to save a little bit more, and hopefully next year I won't feel so behind in my savings.
I want to be able to have 3 or 4 months worth of money saved for "just in case".
I already have a holiday fund started.
So its another account I need to set up for emergency.
Every little counts, and if I can even put in £50 a month minimum standing order, with any additional money left at end of month put into the acct I think it will soon build up.
How do you save?
Do you have any emergency fund?